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The financial downturn in 2008, even though predicted by almost all financial analysts around the world, it still has caught a lot of people off-guard. The crisis was like an epidemic. In minutes, people’s lives have changed because of this. Some only lost their jobs but others lost everything – from their cars to the house they live in, all gone in a snap Government agencies of different countries had emergency meetings to discuss their action plan. Some decided to plea with other countries not greatly affected by the crisis while others tried to remain on their ground and re-assessed their current financial standing because maybe they can still save it. In your company, few of your colleagues were already handed the letter of death – because their position is no longer required. News channels reported how the government is trying its best to provide a solution. Computer programmers came up with an unemployment benefits estimator tool for you to know what you are entitled to. With the estimator tool, you just need to select from the drop down menu, the list of companies who offered to share information on how unemployment benefits estimate is calculated. Also, certain private companies have put in their guidelines on what is their process for employees who were made redundant. Users of this unemployment benefits estimator tool said that it was very helpful because at least they were able to see what they can get from the company while waiting for their HR Department to call them and calculate their money. People who were not yet made redundant can also use this tool to check on their current standing in terms of end of service payment. This tool is only available for Canada and US employees.